Stack the odds for happiness in your favor. Many people wisely plan for their retirement finances but few think to plan for how to make their retirement personally rewarding.
You need to create a strategy for a fulfilling life once your career winds down, and that’s even more important if you’re flying solo. So what steps can you take to be a happily single senior and revel in your hard-earned retirement years? Read on for some sage advice from others who are doing it with success.
Keep learning. It seems obvious, but you’ll probably have to put more effort into creating and maintaining friendships once you no longer work. An excellent option is to take classes on topics that interest you or lessons for a skill you’ve always wanted to develop. Community college courses can provide an easy and relatively inexpensive way of learning more about a particular topic or skill of your choosing. Not only will you enjoy mental stimulation, but you’ll meet people who have similar interests.
Take yourself out on a date every now and then. While you may value having some solitude in your life, don’t get in the habit of spending all your time at home. You don’t have to have someone else with you to dine out, watch a baseball game, or take in a movie. This can be a big adjustment for a newly single person after years of marriage, but a key to being happily single (at any age) is learning to enjoy your own company.
Keep making social connections. As humans, we long for meaningful relationships and social bonds. That may be why increasing numbers of older people are turning to online dating sites, which offer a way to connect with others and make new friends, even if they don’t result in a life partner. There are other ways to connect and grow your social circles, too. Facebook is a great way to interact with your family and friends and keep up with the events in their lives. Online interaction can be an effective supplement to your real life relationships.
Don’t nix travel from your bucket list. If you’ve always had the travel bug or longed to visit exotic destinations in retirement, don’t let being single stop you. Why not take trips with family, friends, or by yourself? Traveling solo might be the one of the biggest challenges that single seniors face, especially if you’re accustomed to traveling with your spouse. But think of this way: when you travel by yourself, you can set your own itinerary and do all the things that appeal to you. If you have some reservations about traveling alone, start slowly. Go on a day trip to or a weekend visit to a nearby city. Cruises are also a good option and many offer senior discounts. And don’t forget about your local senior center—they offer a wide variety of excursions to destinations near and far.
Although loneliness may be a concern, retirement can provide seniors of all lifestyles with plenty of opportunities to meet and connect with others. Your retirement will be whatever you make of it, so why not choose to make it fun and fulfilling?
For additional resources, you may want to try:
- https://www.roadscholar.org/ - good for learning and travel
- https://www.stitch.net/ - social network
- https://www.eldertreks.com/ - travel
seniorlearningnetwork.com/ - mostly online learning but some conferences
About FAI Wealth Management, Inc.: Located in Columbia, Maryland, FAI focuses on helping clients create the financial future they desire by protecting their wealth, making the most of their assets, and planning for life's uncertainties. The firm combines fee-only, fiduciary-driven guidance with highly personalized, consultative financial planning and investment services that enable individuals, families, and businesses to navigate complex life transitions. Founded in 1987, FAI currently manages more than $330 million in client assets nationwide. For more information about FAI Wealth Management, please visit the website at http://www.faiwealth.com or call 410.715.9200.