Articles

Playing It Safe The Best Data Protection Protocols

Playing It Safe The Best Data Protection Protocols

Playing It Safe: The Best Data Protection Protocols

8/2/2019

Our personal information has never been so easy to steal, and guess what? In large part, we can blame ourselves.

How is that possible? Businesses and consumers have long been warned about distributing sensitive information as email attachments, and yet ...

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Fighting Through Financial Paralysis

Fighting Through Financial Paralysis

Fighting Through Financial Paralysis

8/2/2019

“When you have to make a choice and don’t make it, that is in itself a choice.” – William James

Noted American philosopher and psychologist William James may not have been referring to financial planning in his famous quote, but ...

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Is Your Retirement Plan ‘Able’ to Meet Your Needs

Is Your Retirement Plan ‘Able’ to Meet Your Needs?

Is Your Retirement Plan ‘Able’ to Meet Your Needs?

7/9/2019

It takes more than planning to bring a goal to life.

We’ve all been there—setting a goal we really want to accomplish, but somehow, we don’t ultimately see it through. From exercising more to saving for dream ...

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Important Considerations When Downsizing for Retirement

Important Considerations When Downsizing for Retirement

Important Considerations When Downsizing for Retirement

7/9/2019

When you think of your preparations for retirement, do they involve downsizing your life in some way? 

For most Americans, we envision our golden years as a period of life where we can finally enjoy fewer obligations, less stress, and ...

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Planning for Your Financial Future Why Your Calculated Life Expectancy May Not be Accurate

Planning for Your Financial Future Why Your Calculated Life Expectancy May Not be Accurate

Planning for Your Financial Future: Why Your Calculated Life Expectancy May Not be Accurate

6/19/2019

How long am I going to live?

Or course, none of us knows the answer to that question, and that’s why estimating your life expectancy is arguably the most difficult part of retirement planning. With so many genetic and ...

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Understanding How Your Specific Annuity Works

Understanding How Your Specific Annuity Works

Part 1: Understanding How Your Specific Annuity Works

6/14/2019

At FAI, clients often ask us whether annuities make sense, especially when they see big market swings like we’ve seen over the last few quarters.  The short answer is that annuities are definitely useful tools in certain cases, but ...

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Unraveling the Misconceptions about Social Security

Unraveling the Misconceptions about Social Security

Unraveling the Misconceptions about Social Security

6/4/2019

While Social Security is a valuable benefit for retirees, filing for it can be downright mindboggling.  Aside from the all of the variables to consider and the endless calculations involved, there’s a ton of information—and misinformation—out there ...

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Smart Job Hunting Strategies for Older Workers

Smart Job Hunting Strategies for Older Workers

Smart Job Hunting Strategies for Older Workers

5/1/2019

At just 2.7%, the unemployment rate for those 55 and older is the lowest for all age groups. Still, it can be intimidating to seek out new employment when you’re older. Competing with younger people who are perceived ...

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Now is the Time to Plan for Assisted Living

Now is the Time to Plan for Assisted Living

Now is the Time to Plan for Assisted Living

4/12/2019

All too often, the move to an assisted living facility or other type of senior living residence is made in response to a crisis. The family is caught off guard and they’re unprepared for this major life change. But ...

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FAI Performance Measures
Image by Gerd Altmann from Pixabay

2019 First Quarter Investment Commentary

Curtis Gross
4/3/2019

One question we often get from investors is what return SHOULD I expect from my investments?  A very simple question, but one that has a very complicated answer.  I will try to simplify it here.  The expected returns on any ...

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How to Protect Your Aging Parents from Identity Theft and Fraud

How to Protect Your Aging Parents from Identity Theft and Fraud

How to Protect Your Aging Parents from Identity Theft and Fraud

3/31/2019

“My brothers and I had a bad feeling about the new younger woman Dad met online. We never met her, but Dad mentioned several times that he had given her money to pay her rent and help support her 25-year-old ...

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This Year, Why Not Spring Clean Your Finances

This Year, Why Not Spring Clean Your Finances

This Year, Why Not Spring Clean Your Finances?

3/28/2019

When springtime rolls around, we start thinking about discarding old clothes and doing away with the dust bunnies. While it comes as second nature to tidy up our homes, this same principle can also be applied to our finances. Use ...

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Accessory Dwelling Unit Right for Your Aging Parents

Is An Accessory Dwelling Unit Right for Your Aging Parents?

2/22/2019

Assisted living in your own back yard?

Ninety percent of seniors say they’d prefer to stay in their homes and age in place. But many times, that’s not realistic, whether it’s due to failing health, stairs or ...

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Utah

Where Should You Live in Retirement? Part II

2/14/2019

Dan and Edna, loved the American Southwest, they spent most of their vacations exploring New Mexico, Arizona, and the entire Four Corners area.

They loved the climate, the culture, and had a passion for the geography and history of the ...

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What's your retirement plan

Avoid These Ten Big Money Mistakes in Retirement

2/7/2019

Most of us know that a lack of planning is one of the biggest retirement blunders we can make. 
 

Financial preparation—along with making some smart adjustments along the way—is a big factor when it comes to realizing that ...

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Where Should You Live in Retirement

Where Should You Live in Retirement?

2/1/2019

One of the best things about retirement is that it provides the opportunity to choose where you want to live.

With your working years behind you, you can select a location that offers the lifestyle that will enable you to ...

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Charitable giving

Trim Your Taxes with Charitable Giving

By: FAI Wealth Management
1/17/2019

THE 2017 TAX ACT DRASTICALLY CHANGED THE LANDSCAPE FOR CHARITABLE GIVING.

By doubling the standard deduction, it eliminates many of the tax benefits typically associated with charitable donations. While the incentive for charitable giving goes far beyond tax deductions, those ...

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Q4 Investment Commentary - Diversification Part 2

Curtis Gross
1/16/2019

In this installment, we will provide a more detailed explanation of true diversification and why our approach at FAI is very different from others in the industry.

In order to define the FAI approach to diversification it is important ...

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Financial Freedom

How Volatility Takes Away Your Financial Freedom

By: Ben Yeung
1/14/2019

This is not an article about risk tolerance, or how comfortable you are with market volatility. 

That concept is very important, because many financial decisions involve uncertainty or risk of loss.  All investors should be familiar with the idea that ...

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Recent News

Recent News

Fighting Through Financial Paralysis

Fighting Through Financial Paralysis

8/2/2019 12:00:00 AM EDT
3 weeks ago

“When you have to make a choice and don’t make it, that is in itself a choice.” – William James

Noted American philosopher and psychologist ...

Playing It Safe: The Best Data Protection Protocols

Playing It Safe: The Best Data Protection Protocols

8/2/2019 12:00:00 AM EDT
3 weeks ago

Our personal information has never been so easy to steal, and guess what? In large part, we can blame ourselves.

How is that possible? Businesses ...

Upcoming Events

Upcoming Events

Labor Day: Office Closed

Labor Day: Office Closed

9/2/2019 12:00:00 AM EDT

FAI's Annual Medicare 2019 Update with Kevin Dougherty

FAI's Annual Medicare 2019 Update with Kevin Dougherty

9/26/2019 11:00:00 AM EDT
You're invited to join us for FAI's Annual ...