Planning for Your Financial Future Why Your Calculated Life Expectancy May Not be Accurate

Planning for Your Financial Future Why Your Calculated Life Expectancy May Not be Accurate

Planning for Your Financial Future: Why Your Calculated Life Expectancy May Not be Accurate

6/19/2019

How long am I going to live?

Or course, none of us knows the answer to that question, and that’s why estimating your life expectancy is arguably the most difficult part of retirement planning. With so many genetic and ...

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Understanding How Your Specific Annuity Works

Understanding How Your Specific Annuity Works

Part 1: Understanding How Your Specific Annuity Works

6/14/2019

At FAI, clients often ask us whether annuities make sense, especially when they see big market swings like we’ve seen over the last few quarters.  The short answer is that annuities are definitely useful tools in certain cases, but ...

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Kevin Dougherty of KMD Insurance

Kevin Dougherty of KMD Insurance

FAI's Annual Medicare 2019 Update with Kevin Dougherty

6/10/2019

Once again this year, we're honored to have Kevin Dougherty join us as an independent insurance agent specializing in Medicare. Although Medicare coverage doesn’t begin until you are 65, there are many choices and decisions to make. These ...

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FAIs Investment Webinar

FAI Wealth Management's 2nd Quarter Investments Review Webinar for 2019

6/5/2019

Join our next Investment Webinar from the comfort of your home or office.  On Thursday, August 1st at 11:00 a.m. Curt Gross, our Chief Investment Officer, will present the Second Quarter in Review and Commentary.
 

The webinar will ...

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Unraveling the Misconceptions about Social Security

Unraveling the Misconceptions about Social Security

Unraveling the Misconceptions about Social Security

6/4/2019

While Social Security is a valuable benefit for retirees, filing for it can be downright mindboggling.  Aside from the all of the variables to consider and the endless calculations involved, there’s a ton of information—and misinformation—out there ...

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Smart Job Hunting Strategies for Older Workers

Smart Job Hunting Strategies for Older Workers

Smart Job Hunting Strategies for Older Workers

5/1/2019

At just 2.7%, the unemployment rate for those 55 and older is the lowest for all age groups. Still, it can be intimidating to seek out new employment when you’re older. Competing with younger people who are perceived ...

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FAI - Estate Planning

Estate Planning: The Questions You Need to Ask

By: Mark Stinson
4/16/2019

EACH MONTH WE’LL SPOTLIGHT ONE CHAPTER FROM OUR 3-PART EBOOK SERIES,  "CARING FOR OUR AGING PARENTS".  

This Month's Focus is taken from eBook #2, Chapter 4:“Estate Planning: The Questions You Need to Ask.”

Currently there are more ...

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Now is the Time to Plan for Assisted Living

Now is the Time to Plan for Assisted Living

Now is the Time to Plan for Assisted Living

4/12/2019

All too often, the move to an assisted living facility or other type of senior living residence is made in response to a crisis. The family is caught off guard and they’re unprepared for this major life change. But ...

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FAI Performance Measures
Image by Gerd Altmann from Pixabay

2019 First Quarter Investement Commentary

Curtis Gross
4/3/2019

One question we often get from investors is what return SHOULD I expect from my investments?  A very simple question, but one that has a very complicated answer.  I will try to simplify it here.  The expected returns on any ...

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How to Protect Your Aging Parents from Identity Theft and Fraud

How to Protect Your Aging Parents from Identity Theft and Fraud

How to Protect Your Aging Parents from Identity Theft and Fraud

3/31/2019

“My brothers and I had a bad feeling about the new younger woman Dad met online. We never met her, but Dad mentioned several times that he had given her money to pay her rent and help support her 25-year-old ...

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FAI Spring Shred Day

Spring Shred Day

3/28/2019

Did you know that 1 in 4 Americans will be a victim of identity theft in their lifetime? Last year alone this resulted in financial losses totaling over $50 billion!

One way to avoid identity theft is to shred your ...

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This Year, Why Not Spring Clean Your Finances

This Year, Why Not Spring Clean Your Finances

This Year, Why Not Spring Clean Your Finances?

3/28/2019

When springtime rolls around, we start thinking about discarding old clothes and doing away with the dust bunnies. While it comes as second nature to tidy up our homes, this same principle can also be applied to our finances. Use ...

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Accessory Dwelling Unit Right for Your Aging Parents

Is An Accessory Dwelling Unit Right for Your Aging Parents?

2/22/2019

Assisted living in your own back yard?

Ninety percent of seniors say they’d prefer to stay in their homes and age in place. But many times, that’s not realistic, whether it’s due to failing health, stairs or ...

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Utah

Where Should You Live in Retirement? Part II

2/14/2019

Dan and Edna, loved the American Southwest, they spent most of their vacations exploring New Mexico, Arizona, and the entire Four Corners area.

They loved the climate, the culture, and had a passion for the geography and history of the ...

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What's your retirement plan

Avoid These Ten Big Money Mistakes in Retirement

2/7/2019

Most of us know that a lack of planning is one of the biggest retirement blunders we can make. 
 

Financial preparation—along with making some smart adjustments along the way—is a big factor when it comes to realizing that ...

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FAI Five Star Award

FAI Lauded with Two 2019 Five Star Wealth Manager Awards

2/4/2019

Columbia, Maryland – January 30, 2019 – FAI Wealth Management, a leading fee-only wealth management firm in the Baltimore-Washington region, announced that Five Star Professional has again recognized Lyn A. Dippel, JD, CFP® and Mark Stinson, CPA, CFP®, MBA, with the prestigious ...

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Where Should You Live in Retirement

Where Should You Live in Retirement?

2/1/2019

One of the best things about retirement is that it provides the opportunity to choose where you want to live.

With your working years behind you, you can select a location that offers the lifestyle that will enable you to ...

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Charitable giving

Trim Your Taxes with Charitable Giving

By: FAI Wealth Management
1/17/2019

THE 2017 TAX ACT DRASTICALLY CHANGED THE LANDSCAPE FOR CHARITABLE GIVING.

By doubling the standard deduction, it eliminates many of the tax benefits typically associated with charitable donations. While the incentive for charitable giving goes far beyond tax deductions, those ...

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Q4 Investment Commentary - Diversification Part 2

Curtis Gross
1/16/2019

In this installment, we will provide a more detailed explanation of true diversification and why our approach at FAI is very different from others in the industry.

In order to define the FAI approach to diversification it is important ...

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Recent News

Recent News

Planning for Your Financial Future: Why Your Calculated Life Expectancy May Not be Accurate

Planning for Your Financial Future: Why Your Calculated Life Expectancy May Not be Accurate

6/19/2019 12:00:00 AM EDT
a week ago

How long am I going to live?

Or course, none of us knows the answer to that question, and that’s why estimating your life ...

Part 1: Understanding How Your Specific Annuity Works

Part 1: Understanding How Your Specific Annuity Works

6/14/2019 12:00:00 AM EDT
a week ago

At FAI, clients often ask us whether annuities make sense, especially when they see big market swings like we’ve seen over the last few ...

Upcoming Events

Upcoming Events

Independence Day: FAI Office Closed

Independence Day: FAI Office Closed

7/4/2019 12:00:00 AM EDT
The FAI Office will be closed on July 4th.

FAI's Quarterly Investment Review Webinar

FAI's Quarterly Investment Review Webinar

8/1/2019 11:00:00 AM EDT
Curt Gross, FAI's Chief Investment Officer, will be going ...